Pro Funding Options
Working capital for businesses ready to move.
Pro Funding Options matches your business with the right lender for the right product — line of credit, term loan, SBA, equipment financing, or working capital — without the bank-branch runaround.
Three steps. No appointments. No bank branches.
We've stripped the funding process down to the parts that actually matter.
Tell us about your business
A 2-minute form covers what we need to start. No tax returns or bank logins upfront.
Compare your offers
A real human funding specialist walks you through the offers your business qualifies for, side by side.
Get funded
Pick the offer that fits, sign electronically, and funds typically land in your business account within a few business days.
Match the right financing to the next step.
Whether you need short-term working capital or a multi-year SBA loan, we'll surface the products that actually fit your situation.
Working Capital
Equipment Financing
Merchant Cash Advance
SBA Loan
Business Line of Credit
Business Term Loan
Invoice Factoring
Revenue-Based Financing
Bad Credit Business Loans
| Product | Typical range | Speed | Best when |
|---|---|---|---|
| Working capital loans | $5K–$1M | 1–3 business days | A short cash-flow gap, not a multi-year project |
| Business line of credit | $10K–$1M | 1–3 business days | You want to draw, repay, and redraw |
| Business term loans | $5K–$10M | A few days to ~2 weeks | One lump sum with a fixed payoff date |
| SBA loans | $50K–$5.5M | 4–12 weeks | You can wait for the lowest long-term rate |
Not ready to apply? Tap what you are looking at.
Pro Funding Options still matches only established U.S. businesses with at least 2 years in business and $300,000 in annual revenue. These three tools just help us show you the right product later.
What would you use the capital for? One tap. We will not open the qualifier from here.
Check what you already have. Ready files move faster; this is not a substitute for the qualifier.
Example only at a 1.28 factor over 12 months — not an offer and not a rate quote. Matching still requires 2 years in business and $300,000+ annual revenue.
When you are ready, see if you qualify
Built for business owners who want a straight answer.
Soft-pull pre-qualification
Find out what you qualify for without affecting your personal credit score. Hard pull only happens when you choose to move forward.
Real specialists, not chatbots
Every applicant is paired with a funding specialist who knows our lender network and your industry. Direct number. Real answers.
No bank-branch runaround
The entire process is online. Upload documents, sign electronically, get funded — no appointments, no paper packets.
Funding programs tailored to your industry.
We work with lenders who actually understand how your specific industry makes money.
Common questions before you apply.
Will applying hurt my credit score?
Pro Funding Options pre-qualification uses a soft credit pull, which does not change a personal FICO score. A hard inquiry happens only if you accept a specific lender offer. That split lets you compare products before any score impact.
How fast can I get funded?
Pro Funding Options funding speed depends on the product. Working capital and merchant cash advances often fund in 1 to 3 business days. SBA loans typically take 4 to 12 weeks because of extra underwriting. Lines of credit and term loans usually sit between those two ranges.
What documents do I need to provide?
To start with Pro Funding Options you only need the application. If you move forward, the lender typically asks for the last 3 to 6 months of business bank statements plus basic business information. Tax returns are required only for larger or longer-term products such as SBA loans.
How long do I need to be in business?
Pro Funding Options works with established U.S. businesses that have at least 2 years of operating history and $300,000 or more in annual revenue. Those two floors are what lenders in our network actually fund. Businesses under 2 years or under $300K annual revenue do not move into a funding match from our qualifier.
Is Pro Funding Options a direct lender?
No. Pro Funding Options is a funding marketplace that matches your business with a lender from our network. We do not issue loans directly, which means we can present multiple offers side by side instead of pushing one product.