Working capital for businesses ready to move.
Pro Funding Options matches your business with the right lender for the right product — line of credit, term loan, SBA, equipment financing, or working capital — without the bank-branch runaround.
Three steps. No appointments. No bank branches.
We've stripped the funding process down to the parts that actually matter.
Tell us about your business
A 2-minute form covers what we need to start. No tax returns or bank logins upfront.
Compare your offers
A real human funding specialist walks you through the offers your business qualifies for, side by side.
Get funded
Pick the offer that fits, sign electronically, and funds typically land in your business account within a few business days.
Match the right financing to the next step.
Whether you need short-term working capital or a multi-year SBA loan, we'll surface the products that actually fit your situation.
Business Line of Credit
Business Term Loan
SBA Loan
Merchant Cash Advance
Working Capital
Equipment Financing
Invoice Factoring
Revenue-Based Financing
Bad Credit Business Loans
Built for business owners who want a straight answer.
Soft-pull pre-qualification
Find out what you qualify for without affecting your personal credit score. Hard pull only happens when you choose to move forward.
Real specialists, not chatbots
Every applicant is paired with a funding specialist who knows our lender network and your industry. Direct number. Real answers.
No bank-branch runaround
The entire process is online. Upload documents, sign electronically, get funded — no appointments, no paper packets.
Funding programs tailored to your industry.
We work with lenders who actually understand how your specific industry makes money.
Real stories from real business owners.
Working with a dedicated funding specialist made all the difference. Instead of guessing which loan product to apply for, we had options laid out side by side and picked the one that worked for our cash flow.
Read more in our client testimonials.
Common questions before you apply.
Will applying hurt my credit score?
Our initial pre-qualification only uses a soft credit pull, which doesn't affect your score. A hard pull only happens if you choose to move forward with a specific offer.
How fast can I get funded?
Approval timelines vary by product. Working capital and merchant cash advances often fund within 1–3 business days. SBA loans typically take 4–12 weeks because of the additional underwriting required.
What documents do I need to provide?
To get started, just the application form. If you move forward with an offer, the lender will typically request your last 3–6 months of business bank statements and basic business information. Tax returns are only required for larger or longer-term products like SBA loans.
Do you work with newer businesses?
Yes. Several of our funding products are designed for businesses that have been operating for as little as 6 months, though product availability and rates depend on your time in business, revenue, and credit profile.
Is Pro Funding Options a direct lender?
We are a funding marketplace — we match your business with the right lender from our network based on your needs and qualifications. We don't issue loans directly, which means we can present multiple offers side-by-side instead of pushing one product.